Resolutions or Must Do's?????

Usually people focus on resolutions for the New Year but I feel resolutions are things that you could possibly work on versus what one must do to make their year to complete. This is why I am focusing on must do's that I need to complete for 2011! One of my major things to do is establishing financial independence for this year in order for me to be really happy this year. For the past two years with the aftermath of my separation and divorce, happiness has been Up and down for me, mainly due to my finical struggles. I have such this overwhelming anxiety about my ability to meet my financial obligations for my household. My biggest guilt is trying to make sure that my kids are happy and that they are never suffer because of the divorce that I choose to pursue...does anyone else ever feel like that? How do you manage to try to balance being the best mom while being a senior manager while struggling financially even though you have an income that you should not be...but you are because it's just YOU! Even writing about it makes me sad and raises my anxiety...so my goal this year is to really buckle down and try to bring my bills down, however, the funny part is that my biggest expenses are my mortgage and my student loans! Another goal is to chronicle my experiences more as I have talked about in the past but it needs to become my form of therapy. Between the kids, work, school and just plain life I have no time to sit on a couch and cry but I find when I write it helps ease my stress! This year has to be a good one for me and the kids...well the kids are always good so more I guess for me. Let's see what 2011 has in store for me in the next 363 days!